Highlights
This policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means.
The policy operates worldwide and is a 24 hours cover.
Different coverages are available ranging from a restricted cover of Death only, to a comprehensive cover covering death, permanent disablements and temporary total disablements.
Group personal accident policies are also available for specified groups with a discount in premium depending upon the size of the group.
Scope
This policy is not made only for individual but it adequately covers family too (if opted).This includes spouse and childrens.
Compensation is payable for bodily injury or accidental death. It also covers medical cost as an add- on cover
Who can take the policy?
Any adult residing in Trinidad & Tobago can take the policy covering himself / herself and dependent family members between the ages of 5 and 65yrs.